The Federal Reserve cut the federal funds rate by 0.25% in a measured move to balance stubborn inflation with a softening job market. While markets anticipated multiple cuts in the coming year, the Fed’s latest projections point to a slower path, emphasizing its data-driven approach. Investors are encouraged to stay focused on long-term plans as upcoming economic reports on employment, inflation, and growth guide future policy decisions.

In today’s Market Minute, we break down the latest economic data, including inflation readings from the Consumer Price Index and the rise in initial jobless claims. We explore what these figures mean for the Federal Reserve’s upcoming decisions, the impact on the labor market, and how investors and businesses are responding. Plus, we take a moment to reflect on the significance of September 11th and the lives we remember.

There was significant chatter from pundits after Friday’s jobs report. Much of the conversation centered on the increased likelihood of Fed action, given the weaker-than-expected numbers and the revisions to June’s jobs report. As in most things, it is valuable to take a step back and delve deeper into the situation.

August was a very interesting month in the markets. The President and his administration leaned directly on the Fed to provide a reduction in the Federal Funds Rate at the upcoming September meeting. The challenge for the Fed is that inflation has remained stubborn, with Core CPI standing at 3.1% and the Personal Consumption Expenditures Index (PCE) holding at a 2.9% year-over-year increase. The Fed has a dual mandate to provide the economy with low inflation and full employment.

Inflation is tracked through measures like CPI, PPI, and the Fed’s preferred gauge, the PCE index, which reflects household spending patterns. Recent PCE data shows inflation is still above the 2% target, keeping investors focused on how it may influence the Fed’s next interest rate decision.

Breaking down the Federal Reserve’s upcoming rate decision, we examine stronger-than-expected GDP growth and resilient consumer spending. We also consider economic challenges such as inflation, a slowing labor market, and the ongoing impact of tariffs. Finally, we explore what these trends mean for investors and their portfolios.

Investing is like every other facet in life in that it has its own jargon. At Innovative Asset Advisors Group, we want our clients to understand both our investment process and their resulting portfolios. This white paper defines the major building blocks of portfolios—stocks, bonds, cash and cash equivalents, and alternative investments.

Federal Reserve Chair Jerome Powell spoke at Jackson Hole, hinting at possible interest rate cuts amid economic uncertainty, consumer sensitivity to rising prices, and ongoing inflation risks. Learn how these developments could impact your portfolio and the markets.

When people discuss investments with friends and colleagues, the focus is often on stocks, particularly high performers like Nvidia. However, successful long-term investing is not about the hottest stock pick or perfect timing of the market. It’s really driven by the asset allocation process. Asset allocation is one of the most critical decisions in investing and is arguably more important than choosing individual stocks or timing market highs and lows. Here's why it matters so much.

This update covers the latest inflation data showing a modest slowdown, yet inflation remains above the Federal Reserve’s target. Anthony explores the impact of core inflation, falling energy prices, and tariffs on the economy, along with signs of a cooling job market. The risk of stagflation continues to challenge policymakers as they balance controlling inflation without stalling growth. Stay informed on what these trends mean for the economy and your financial outlook.

Partner, Tony Minopoli joined Drew Mariani to discuss the devalued dollar, BRICS, and tariffs. Play the segment below or listen to the full podcast on Relevant Radio.

Financial planning is key to achieving long-term security and peace of mind. A clear plan helps you understand your assets, income, and retirement goals—so you can make informed decisions instead of leaving your future to chance. Innovative Asset Advisors Group guides you through this process with personalized strategies to help your wealth work toward your goals.

Welcome to the first edition of our monthly market insights report. This report will cover the economic standing and market of July 2025. Our goal is to provide a clear review of recent market activity and share insights to help investors frame their own decisions. Our focus will always remain on market facts and trends, touching on political developments only when they directly affect capital markets through tariffs, tax laws, or other government actions.